Zero down payment loans (also known as 100% financing) are designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home.
While you are not required to make a down payment, you may still have to have enough funds available to cover real estate transfer taxes and closing costs. Most 100% financing options allow for property sellers to make a contribution to the buyer to cover most (if not all) closing costs. It is very possible for a buyer to purchase a home with no money out of pocket. Give us a call or email us for a wide range of 100% financing options.
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